— Topic

Home Inspection

What Florida home inspectors check, what gets flagged on the 4-point and wind-mit reports, and how to read the findings.

FHA Appraisal Home Inspection Checklist

FHA Appraisal Home Inspection Checklist

Welcome to our comprehensive guide on the FHA Appraisal Home Inspection Checklist. Whether you're a homebuyer, seller, or real estate professional, understanding the Federal Housing Administration (FHA) appraisal process is crucial. FHA loans are popular among buyers due to their

By Ben Laube
What Is a 4-Point Inspection (and Why Florida Insurers Require It)?

What Is a 4-Point Inspection (and Why Florida Insurers Require It)?

Florida insurers routinely require a 4-point inspection before writing a policy on homes 25+ years old. Here's what gets checked, what it costs ($75–$150), and what happens when the inspector finds something wrong.

By Ben Laube
The Florida Home Inspection Checklist: What Your Inspector Should Actually Look For

The Florida Home Inspection Checklist: What Your Inspector Should Actually Look For

A good inspector finds things — the question is which category each finding falls into. Here is what Florida buyers need to evaluate in the report, from roof age and 4-point insurance hurdles to AC life expectancy and the difference between a cosmetic stucco crack and a structural one.

By Ben Laube
Which Contingencies to Waive — and Which to Keep — When Buying in Florida

Which Contingencies to Waive — and Which to Keep — When Buying in Florida

Waiving contingencies can make your offer stand out — but each one you drop puts real money at risk. Here's how to think through the inspection, financing, and appraisal contingencies in a Florida purchase.

By Ben Laube
Before You List: A Florida Seller Pre-Sale Checklist

Before You List: A Florida Seller Pre-Sale Checklist

A task-by-task Florida seller checklist organized by timing — 3 months out through the morning of your first showing. Covers AC service, roof documentation, FAR/BAR disclosure, permit history, and the permit audit that can kill a deal at the closing table.

By Ben Laube
Mold and Water Damage Disclosure in Florida Real Estate

Mold and Water Damage Disclosure in Florida Real Estate

Florida has no stand-alone mold disclosure statute — but sellers are still legally required to disclose known mold and water damage under Johnson v. Davis (1985). Here is what that means for sellers filling out the FAR/BAR disclosure form, and what buyers should order before they close.

By Ben Laube