— Topic

Contingencies

Inspection, financing, and appraisal contingencies in a Florida purchase — which to keep, which can flex.

The FAR-BAR Contract in Florida: A Section-by-Section Walkthrough

The FAR-BAR Contract in Florida: A Section-by-Section Walkthrough

The FAR-BAR AS-IS contract governs 95%+ of Florida residential transactions. Here is what buyers and sellers need to know about the key sections — from deposit structure to inspection rights, financing contingency, title evidence, and what happens when someone defaults.

By Ben Laube
How to Buy a Foreclosure Property in Florida

How to Buy a Foreclosure Property in Florida

Florida is a judicial foreclosure state, meaning every foreclosure goes through the courts — and the average case runs 200 to 400 days from lis pendens filing to certificate of title. That timeline creates three distinct windows to buy: pre-foreclosure, courthouse auction, and REO. Each one has a different risk profile, price point, and title situation.

By Ben Laube
How Escalation Clauses Work in Florida Real Estate Offers

How Escalation Clauses Work in Florida Real Estate Offers

An escalation clause automatically bumps your Florida offer above any competing bid, up to a set cap. Understanding the three components — increment, trigger, and cap — plus the seller's proof requirement is what separates buyers who use it well from those who overpay or expose themselves unnecessarily.

By Ben Laube
Reading a Florida Builder Contract: The 7 Clauses That Bite Buyers

Reading a Florida Builder Contract: The 7 Clauses That Bite Buyers

Builder contracts in Florida are written by the builder's attorneys — not yours. Seven specific clauses show up in every standard agreement and routinely catch buyers off guard: delivery-date language, force majeure scope, price escalation, deposit forfeiture, design center commitments, warranty carve-outs, and arbitration waivers.

By Ben Laube
Post-Closing Occupancy Agreement in Florida: What Buyers and Sellers Need to Know

Post-Closing Occupancy Agreement in Florida: What Buyers and Sellers Need to Know

Yes, a seller can stay in the house after closing in Florida — but only with a signed post-closing occupancy agreement. Here is how the daily rate, security deposit, 60-day Chapter 83 threshold, and FAR-BAR Comprehensive Rider F actually work.

By Ben Laube
Earnest Money in Florida: When You Get It Back and When You Don't

Earnest Money in Florida: When You Get It Back and When You Don't

In Florida, most buyers get their earnest money back if they cancel during a valid contingency window and give proper written notice. Once contingencies expire, that deposit is at risk. Here is exactly when each scenario applies under the FAR/BAR contract.

By Ben Laube
How to Win a Bidding War in Florida: Offer Tactics That Actually Work

How to Win a Bidding War in Florida: Offer Tactics That Actually Work

Multiple offers are still common on well-priced Florida homes, even as the broader market cools. These are the specific tactics — price, terms, and timing — that help buyers compete without overpaying or waiving protections they cannot afford to lose.

By Ben Laube
Which Contingencies to Waive — and Which to Keep — When Buying in Florida

Which Contingencies to Waive — and Which to Keep — When Buying in Florida

Waiving contingencies can make your offer stand out — but each one you drop puts real money at risk. Here's how to think through the inspection, financing, and appraisal contingencies in a Florida purchase.

By Ben Laube
How Much to Offer Over Asking Price in Florida

How Much to Offer Over Asking Price in Florida

Whether to offer over asking — and how much — depends entirely on your market temperature. In a Florida buyer's market you can often go under ask and ask for concessions. In a seller's market, going over may be table stakes. Here is how to read the signals and size the number.

By Ben Laube