— Topic
4-Point Inspection
When Florida insurers require a 4-point inspection, what gets checked, and what to do when the report flags issues.
What Is a 4-Point Inspection (and Why Florida Insurers Require It)?
Florida insurers routinely require a 4-point inspection before writing a policy on homes 25+ years old. Here's what gets checked, what it costs ($75–$150), and what happens when the inspector finds something wrong.
The Florida Home Inspection Checklist: What Your Inspector Should Actually Look For
A good inspector finds things — the question is which category each finding falls into. Here is what Florida buyers need to evaluate in the report, from roof age and 4-point insurance hurdles to AC life expectancy and the difference between a cosmetic stucco crack and a structural one.
Florida Wind Mitigation Inspections: How the Report Saves You Thousands
A wind mitigation inspection costs $75–$150 and can cut your homeowners insurance premium by hundreds of dollars a year. Most Florida buyers skip it — and overpay for years. Here is what the report covers and how to use it.