MAKE SURE YOU'RE (REALLY) READY
You have a stable job.
You can see yourself living in the same town for the next 5-10 years.
You're prepared for the extra work that comes with homeownership.
CREATE YOUR HOME WISH LIST
FIGURE OUT WHAT YOU CAN AFFORD
GATHER THE NECESSARY DOCUMENTS
Collect proof of employment, including pay stubs and past tax returns.
Print out bank and investment account statements from the past 90 days.
Compile your previous addresses and current landlord's contact information.
Request quotes from multiple lenders and comparison shop for loans.