Understanding Your Coverage & How to Protect Your Investment
What Are Builder Warranties?
When purchasing a new construction home in Central Florida, you’re protected by builder warranties covering workmanship, major systems, and structural integrity. These warranties provide peace of mind by ensuring repairs for covered issues at no additional cost to you.
Understanding 1-Year, 2-Year & 10-Year Builder Warranties
- 1-Year Warranty – Covers workmanship and materials, including drywall, flooring, paint, doors, and trim.
- 2-Year Warranty – Protects against mechanical system failures, such as plumbing, electrical, and HVAC systems.
- 10-Year Warranty – Provides coverage for major structural defects, including foundation issues, load-bearing walls, and roof framing.
Each builder offers different warranty terms, so it’s important to review your warranty package carefully before closing on your home.
What’s Covered vs. What’s Not?
Covered ✅
Not Covered ❌
Structural defects
Normal wear & tear
Electrical & plumbing failures
Cosmetic damages
HVAC system issues
Owner modifications
Roof leaks (under warranty)
Damage from lack of maintenance
Foundation problems
Landscaping & drainage issues
💡 Pro Tip: Regular home maintenance is crucial—failure to maintain systems could void your builder warranty!
How to File a Warranty Claim
If you notice an issue that falls under your warranty coverage, follow these steps:
1️⃣ Check Your Warranty Documents – Confirm if the issue is covered.
2️⃣ Document the Problem – Take clear photos/videos and write down dates.
3️⃣ Notify Your Builder – Contact their warranty department via email or online portal.
4️⃣ Submit a Formal Claim – Some builders require written claims with supporting documents.
5️⃣ Schedule an Inspection – A warranty technician will assess the issue.
6️⃣ Follow Up & Confirm Repairs – Ensure the work is completed properly.
🔹 Important: Some builders have strict deadlines for filing claims—don’t wait too long!
Choosing a Builder with Strong Warranty Protections
Not all home builders offer the same level of coverage. When considering a new construction home in Orlando, Tampa, or Central Florida, look for reputable builders that provide:
✔️ Third-party-backed structural warranties (like 2-10 Home Buyers Warranty)
✔️ Dedicated warranty service teams for fast issue resolution
✔️ Online portals for easy claim submission
✔️ Flexible repair options instead of builder-exclusive contractors
Top Central Florida Builders with Excellent Warranty Coverage:
🏡 Toll Brothers – Known for high-quality finishes & solid warranty support.
🏡 Pulte Homes – Offers a clear 1-2-5-10 year warranty breakdown.
🏡 Taylor Morrison – Provides extended structural warranties beyond industry standards.
🏡 David Weekley Homes – Highly rated for responsive warranty service.
Need Help Navigating Builder Warranties?
Not sure what your new home warranty covers or how to file a claim? Let’s chat! We’ll help you understand your builder’s warranty program and ensure you’re fully protected.
📞 Get Help Navigating Builder Warranties – Schedule a free consultation today!